By Planning to go abroad? If so, you may already know about the mandatory travel insurance requirement. If you want to know how to find the right travel insurance plan to meet your visa requirements, this article will help you.
Some countries require sufficient financial compensation before foreigners can enter the region. The best-known countries for this are the 26 Schengen countries in Europe. In addition to the lengthy visa application process, there are mandatory requirements for travel insurance. Without proof of purchase, you cannot proceed with your visa application.
On the other hand, many countries do not require insurance for tourists. A copy of travel health insurance is not required for your visa application. However, if present, it may have a positive effect on your application because you are certifying to the embassy representative that you are financially covered in the event of an emergency while you are away from your home country.
Either way, it’s always recommended to get travel insurance online anyway to stay financially safe and prepared in a foreign country.
Which countries require mandatory travel insurance?
More than 30 countries around the world require travellers to have adequate travel insurance. The list of these countries includes Australia, Thailand, UAE, France, Germany, Turkey, and Russia.
Some countries do not require short-term travellers to purchase insurance but require students or prospective workers to have a specific student travel insurance plan before their application is processed.
This insurance obligation is usually to save the traveller from sudden expenses that can cause bankruptcy and disability of the traveller. Most of these countries have a high cost of living and are very rich. Medical bills here are very high, especially compared to what travellers are used to in their home country.
Travel insurance not only covers medical expenses, but also financial risks such as accidents, sudden illnesses, lost passport or luggage, accidental legal liability, etc. All of these situations are very serious, and the financial burden is enough to undermine anyone’s careful planning. *
How to buy travel insurance to meet visa requirements?
In most cases, depending on your country, you can get the travel insurance coverage you need online or offline. Many countries also specify a list of insurance companies from which suitable plans can be purchased.
Here are some ways to buy international travel insurance from India.
- Purchase from the insurance company’s website
You can purchase travel health insurance with appropriate coverage directly from your chosen insurance company. Make sure you are buying from the list of approved Indian travel insurance companies so that all visa requirements are met. *
- Buying through an insurance agent
It may be easier for you to meet with an agent to discuss your plans, but that’s totally fine. Visit the physical offices of any approved travel insurance agent in India and you can buy the plan that is best for you. *
As long as your policy meets your coverage requirements and visa requirements, you can go ahead with the purchase. You just have to make sure that your insurance company offers satisfactory service. *
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
